POLICY DETAILS

   

The Giles ASSIST Domiciliary Care Insurance scheme, underwritten by BRIT, is specifically designed for organisations working in the domiciliary and home care sectors. The policy provides a package of covers with the option to add further sections or increase limits if required.

  • Employers Liability @ £10,000,000 Limit of Indemnity (Terrorism £5,000,000)

  • Public Liability @ £10,000,000 Limit of Indemnity

  • Professional Indemnity @ £2,000,000 Limit of Indemnity

  • Includes cover for Liabilities arising from any error or omission by the Insured in the provision of nursing care, first aid, administration of medication

  • Liability for theft of customer’s property by employees – Limit £25,000

  • Indemnity to Principals

 

  • £50,000 Limit of Indemnity (unless specified otherwise)

  • Includes Legal Expenses arising from Employment Tribunals, Taxation Proceedings, Criminal Prosecution Defence, Property and Data Protection

 

  • Standard Sum Insured £15,000, including up to £7,500 of Computer Equipment and up to £7,500 for prescription drugs and medicines and medical supplies.

  • All Risks of Physical Loss or Damage

  • £1,000 Clothing & Personal Effects cover

  • £100 excess

  • Minimum Level of Security Condition

 

  • Up to £3,000 in transit, bank night safe or at the premises when open for business

  • Up to £1,000 in a locked safe outside working hours

  • PA / Assault @ £25,000 / £100pw

 

  • £250,000 Loss of Income and Additional Expenses

  • Extensions including outbreak of notifiable human disease, failure of public utilities, denial of access

 

Domiciliary Care Insurance - Optional Sections

Please contact us if you wish to discuss cover in respect of the following:-

  • Buildings

  • Personal Accident

  • Directors & Officers Liability

 
 
Care Home Insurance
 

 

(: 0121 200 4937                      *: info.assist@gilesinsurance.co.uk

 

Giles Insurance Brokers - Charity & Healthcare Division, 7th Floor, Temple Point, 1 Temple Row, Birmingham, B2 5YB

Giles Insurance Brokers Limited is authorised and regulated by the Financial Services Authority